Business finance
Start your finance enquiry with a clear business need
Finance should serve a defined purpose. Before looking at a product, be clear about what the money needs to achieve, when it is required and how the business expects to meet the commitment.
Tell us what you are planning
You may be considering equipment, a change in capacity or another business requirement. An initial enquiry should describe the purpose and broad amount, without including bank statements or sensitive account information.
Understand the process before sharing more
We will explain the service available, who would handle any finance application and what further information may be needed. The role of each business involved and any applicable charges should be clear before you proceed.
Read the whole proposal
If a finance option is presented, consider the total cost, term, repayments, security requirements and other conditions. Ask the responsible provider to explain anything you do not understand.
A decision depends on the provider
Submitting an enquiry does not mean finance is available or approved. Any offer depends on the provider’s assessment, criteria and terms. Do not make commitments on the assumption of approval.
Keep the first step proportionate
Tell us your business type, funding purpose, approximate requirement and preferred timing. We can establish whether the available service is appropriate for the enquiry.